Terms & Conditions
Last updated: [date of publication]
1. Agreement
By creating an account you agree to these Terms with [operator legal name] ("we"). If you do not agree, do not use AMOne.
2. The service
AMOne is a personal finance tool: it records and calculates the information you enter. It does not connect to your bank unless a future feature asks for your explicit permission. Features may change; we will not remove your data without notice.
3. Not financial, investment, tax or religious advice
All figures, analyses, recommendations, scenarios, stock analysis, Shariah screening, sadaqa and zakat calculations are automated estimates based on your data, your settings and public information, which may be incomplete, delayed or wrong. They are not financial, investment, legal, tax or religious advice, and no return is guaranteed. Religious obligations such as zakat should be confirmed with a qualified scholar. You are responsible for your decisions.
4. Your account
- One person per account. Keep your password secret and use a strong one; tell us at [security email] if you suspect misuse.
- You are responsible for the accuracy of what you enter or import.
- You must be 18 or older.
5. Acceptable use
Do not attempt to access other users' data, probe or overload the service, upload malware, or use AMOne for unlawful purposes. We may suspend accounts that do so; suspensions are logged with a reason.
6. Your data
Your data belongs to you. You can export or delete it at any time. See the Privacy Policy.
7. Free and paid plans
AMOne is currently free. If paid plans are introduced, the core features remain available free of charge, prices will be shown before you pay, and nothing will be charged without your consent.
8. Availability
We aim for a reliable service but do not guarantee it will be uninterrupted or error-free. Keep your own backups (Security Centre → Download all my data).
9. Liability
To the extent permitted by law, we are not liable for indirect losses or for losses arising from decisions you make using AMOne. [Liability cap to be set by the operator's lawyer.]
10. Ending
You may delete your account at any time. We may end the service with at least [30] days' notice, giving you time to export your data.
11. Law
These Terms are governed by the laws of [the United Arab Emirates / Emirate of Dubai – to be confirmed], and the courts of [Dubai] have jurisdiction, unless mandatory consumer law of your country says otherwise.
12. Contact
[support email]